Consumer Law

Creditor Harassment

Under the Fair Debt Collection Practices Act (FDCPA), consumers have rights that protect them from illegal debt collection practices. If a creditor violates your rights by engaging in illegal debt collection tactics, it is considered creditor harassment, and the creditor can face significant legal consequences.

If you’ve been dealing with a creditor that is harassing you to collect debt, you may feel scared, hopeless, and unsure of what you can do to put an end to the maltreatment. When a creditor calls you at work, makes phone calls to your family members, verbally insults you, or threatens to take certain types of legal action against you, it’s time to consult with an attorney at our firm.

At The Law Offices of Robert M. Fox we advocate for you when you are too frightened to deal with your creditors on your own. Once engaged, we will intervene on your behalf and inform your creditors of your rights under the FDCPA. If your creditors continue to unlawfully harass you, we will take legal measures to put an end to their abuse and report their illegal behaviors.

If you’ve been a victim of illegal debt collection practices, you do not have to suffer alone. Contact our law firm today and speak with an attorney who will help put unruly creditors in their place.

INACCURATE REPORTING ON YOUR CREDIT REPORT

When creditors inaccurately report on your Transunion, Equifax and Experian credit reports, your score may suffer, thus harming your ability to obtain a mortgage, auto loan, apartment or personal loan. Inaccurate reporting may arise as a result of identity theft or oversight. It is also not uncommon for a creditor to inaccurately report a debt after your bankruptcy  discharge.

As a consumer, pursuant to the Federal Fair Credit Reporting Act (“FCRA”), you have right to dispute any inconsistencies on your report and the respective agencies must update these entries accordingly.

Let Us Help

If you’ve been a victim of illegal debt collection practices, you do not have to suffer alone. Contact our law firm today and speak with an attorney who will help put unruly creditors in their place.

At the Law Offices of Robert M. Fox, we will undertake the task of fixing any error(s) in your credit report and seek compensation for any damages incurred, as a result of malfeasance.